# Ravenrock Funding Group

> Ravenrock Funding Group is a small-business funding broker at 1830 Main St, Sarasota, FL 34236 (phone (941) 384-0737). It helps businesses in Sarasota, FL; Longboat Key, FL; Osprey, FL; Bradenton, FL; Ellenton, FL; Bradenton Beach, FL; Palmetto, FL and across Sarasota County, Florida, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Ravenrock Funding Group connects you with lending partners; partners make credit decisions and set rates and terms. Ravenrock Funding Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Ravenrock Funding Group does not arrange personal, payday, auto title, mortgage or SBA loans, does not offer grants, and does not arrange funding for agriculture or trucking.

Key facts:
- Business type: small-business funding broker (not a lender)
- Address: 1830 Main St, Sarasota, FL 34236, United States
- Phone: (941) 384-0737
- Apply: https://ravenrockfundinggroup.com/apply/
- Service area: Sarasota, FL; Longboat Key, FL; Osprey, FL; Bradenton, FL; Ellenton, FL; Bradenton Beach, FL; Palmetto, FL and all of Sarasota County, Florida
- Language: English

## Funding options
- [Compare Business Funding Options in Sarasota, FL](https://ravenrockfundinggroup.com/business-loans/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, lays six options side by side here: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances. Each one is paid back differently. Lending partners decide on every request and set any rate and terms; Ravenrock arranges and does not lend.
- [Working Capital Financing for Sarasota-Manatee, FL Businesses in Sarasota, FL](https://ravenrockfundinggroup.com/business-loans/working-capital/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, brings working capital requests to lending partners that fund operating gaps. It is short-term money for operating costs, repaid in fixed installments. Partners review bank statements and the business record, decide, and set any rate and terms. Ravenrock compares it with a credit line and an advance before anything is sent.
- [Business Term Loans for Sarasota-Manatee, FL Businesses in Sarasota, FL](https://ravenrockfundinggroup.com/business-loans/term-loans/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, sends business term loan requests to lending partners that write fixed-schedule loans. A term loan is a lump sum repaid in amortized installments over a set term, often used for build-outs, expansions and refinancing. Partners review the business, decide, and set the rate and terms; Ravenrock does not lend.
- [Business Lines of Credit for Sarasota-Manatee, FL Businesses in Sarasota, FL](https://ravenrockfundinggroup.com/business-loans/line-of-credit/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, matches business credit line requests to lending partners that offer revolving limits. A line is a revolving limit: you draw funds when needed, pay interest on the balance you carry, and repaid amounts become available again. Partners set the limit, rate and terms after reviewing the business; Ravenrock does not lend.
- [Inventory Financing for Sarasota-Manatee, FL Businesses in Sarasota, FL](https://ravenrockfundinggroup.com/business-loans/inventory-financing/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, places inventory financing requests with lending partners that fund stock. It funds stock bought ahead of sales, with the inventory usually serving as collateral under a UCC filing. Partners value the goods, decide, and set the rate and terms. Ravenrock compares it with a credit line and working capital before anything goes out.
- [Equipment Financing and Leasing for Sarasota-Manatee, FL Businesses in Sarasota, FL](https://ravenrockfundinggroup.com/equipment-financing/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, arranges equipment financing and leasing through lending partners. Options include equipment loans, leases and equipment finance agreements for new or used assets, with the equipment usually serving as collateral. Partners review the quote and the business, decide, and set the terms; Ravenrock does not lend.
- [Merchant Cash Advances for Sarasota-Manatee, FL Businesses in Sarasota, FL](https://ravenrockfundinggroup.com/merchant-cash-advance/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, explains and can arrange merchant cash advances through funding partners. A merchant cash advance is not a loan: it is a purchase of future receivables, remitted as a share of sales. The funding partner names the factor rate, the holdback and the conditions. Ravenrock helps owners total the cost and compare it with loan options first.

## Industries
- [Business Financing by Industry in Sarasota, FL](https://ravenrockfundinggroup.com/industries/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, arranges funding for four sectors its lending partners have confirmed: construction, restaurants, medical and dental practices, and retail and inventory businesses. This page summarizes Sarasota County Census counts for each and points to the options that tend to fit. No credit decision is ever made on Main St; partners make them all.
- [Contractor and Construction Financing for Sarasota-Manatee, FL Businesses in Sarasota, FL](https://ravenrockfundinggroup.com/industries/construction/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, arranges financing for contractors and construction firms through lending partners: equipment financing, working capital, credit lines and term loans. Sarasota County had 2,126 construction employer establishments in 2023, most of them specialty trades. Each partner weighs the file, rules on it and prices it.
- [Restaurant and Food Service Financing for Sarasota-Manatee, FL Businesses in Sarasota, FL](https://ravenrockfundinggroup.com/industries/restaurants/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, arranges restaurant and food service financing through lending partners: equipment financing for kitchens and coolers, working capital, credit lines and term loans for build-outs. The 2023 County Business Patterns count found 907 Sarasota County restaurants with a payroll. Each partner reaches its own decision and names its own price.
- [Medical and Dental Practice Financing for Sarasota-Manatee, FL Businesses in Sarasota, FL](https://ravenrockfundinggroup.com/industries/medical-dental/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, arranges financing for medical, dental and other outpatient practices through lending partners: equipment financing, term loans for build-outs, credit lines and working capital. Sarasota County had 1,534 ambulatory health care employer establishments in 2023, including 539 physician and 238 dental offices. The partner rules on the request and writes the terms.

## Guides and calculators
- [Business Funding Guides and Calculators for Sarasota, FL Owners](https://ravenrockfundinggroup.com/resources/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, publishes these guides so owners can prepare before asking for funding: Florida annual report and fictitious name records, Sarasota County zoning and permits, free local business help, and a loan payment calculator for inventory purchases. Approval and pricing sit with the lending partners, never with Ravenrock.
- [Sunbiz Annual Report and Florida Fictitious Name: Records Partners Check Before Funding](https://ravenrockfundinggroup.com/resources/sunbiz-annual-report-and-florida-fictitious-name/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, reviews owners' state records before a request reaches a lending partner. This checklist covers the Florida records owners search for on Sunbiz: entity status, the annual report, a fictitious name for a trade name, and a certificate of status. It explains what partners compare, not legal requirements.
- [Before a Build-Out in Sarasota, FL: Zoning, County Building Permits and Funding Timing](https://ravenrockfundinggroup.com/resources/sarasota-fl-zoning-and-building-permits/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, sees build-out requests stall on zoning and permits more than on credit. This guide covers the order of steps: city or county jurisdiction, the zoning check, the lease, contractor quotes, permits, then funding and draws. It points to the official City of Sarasota and Sarasota County sites and states no local rules itself.
- [Free Small Business Help in Sarasota, FL and Sarasota-Manatee, FL](https://ravenrockfundinggroup.com/resources/sarasota-manatee-small-business-resources/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, lists the kinds of free help available to Sarasota County and Manatee County owners: small business development advising, economic development organizations, chambers of commerce and county offices. Ravenrock is not affiliated with any of them, and listing does not imply endorsement. Every yes or no comes from a lending partner.
- [Pre-Season Inventory Loan Calculator for Sarasota, FL Retailers](https://ravenrockfundinggroup.com/resources/pre-season-inventory-loan-calculator/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, offers this loan calculator for owners planning a stock purchase. Enter an amount, an annual rate and a term in months; it returns the monthly payment, total interest and total repaid for a fixed-payment loan. Results are arithmetic estimates, not offers. Real rates and terms come only from a lending partner's paperwork.

## Areas served
- [Funding a Business in Sarasota, FL: Sarasota County, FL Facts and Local Help](https://ravenrockfundinggroup.com/sarasota-fl/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, is located at 1830 Main St, inside ZIP 34236. Sarasota County counted 15,989 employer establishments in 2023, 64.5% with fewer than five employees, plus 59,161 nonemployer businesses in 2024. This page sets out those figures, the local sector mix and public resources. Every yes or no comes from a lending partner.
- [Communities We Serve in Sarasota County, FL](https://ravenrockfundinggroup.com/service-areas/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, serves owners across Sarasota County and nearby Manatee County from a single address at 1830 Main St. Six nearby communities have their own pages with ZIP-level Census data; other places are summarized below. Approval and pricing sit with the lending partners, never with Ravenrock.
- [Business Funding for Longboat Key, FL Businesses](https://ravenrockfundinggroup.com/service-areas/longboat-key-fl/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, handles Longboat Key requests by phone and online. ZIP 34228, which matches the town's land, had 239 employer establishments in 2023, 72.8% with fewer than five employees, and 36.9% of employed residents are self-employed. Approval and pricing sit with the lending partners, never with Ravenrock.
- [Business Funding for Osprey, FL Businesses](https://ravenrockfundinggroup.com/service-areas/osprey-fl/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, helps Osprey owners by phone and through the web form. Osprey has no town government and sits in Sarasota County. Of the 274 employers in ZIP 34229 in 2023, 76.6% had payrolls under five. Approval and pricing sit with the lending partners, never with Ravenrock.
- [Business Funding for Bradenton, FL Businesses](https://ravenrockfundinggroup.com/service-areas/bradenton-fl/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, hears from Bradenton owners by phone and through the online form. Bradenton is a city in Manatee County. ZIP 34205 had 967 employer establishments in 2023, led by professional services and construction, and 63.7% had fewer than five employees. Approval and pricing sit with the lending partners, never with Ravenrock.
- [Business Funding for Ellenton, FL Businesses](https://ravenrockfundinggroup.com/service-areas/ellenton-fl/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, serves Ellenton owners over the phone and online. Ellenton is an unincorporated community in Manatee County. ZIP 34222 had 364 employer establishments in 2023, and retail trade accounted for 137 of them. Approval and pricing sit with the lending partners, never with Ravenrock.
- [Business Funding for Bradenton Beach, FL Businesses](https://ravenrockfundinggroup.com/service-areas/bradenton-beach-fl/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, hears from Bradenton Beach owners on the island by phone and online. Bradenton Beach is a small city in Manatee County. ZIP 34217 had 235 employer establishments in 2023, and accommodation and food services led with 51. Approval and pricing sit with the lending partners, never with Ravenrock.
- [Business Funding for Palmetto, FL Businesses](https://ravenrockfundinggroup.com/service-areas/palmetto-fl/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, fields Palmetto requests by phone and online. Palmetto is a city in Manatee County. ZIP 34221 had 987 employer establishments in 2023, the most of any community we profile, and construction led with 159. Approval and pricing sit with the lending partners, never with Ravenrock.

## Company
- [Business Funding Broker in Sarasota, FL for Sarasota-Manatee, FL Owners](https://ravenrockfundinggroup.com/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, places requests for working capital, term loans, credit lines, inventory and equipment financing, and merchant cash advances with lending partners.Ravenrock never lends a dollar itself. Each partner reviews the request, decides, and sets any rate and terms. Call (941) 384-0737 or send the short form to begin.
- [How Business Funding Works With a Sarasota, FL Broker](https://ravenrockfundinggroup.com/how-it-works/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, follows four steps: a call about the expense, a review of your records, a request sent to suitable lending partners, and your decision on any offer. Underwriting, the decision and the pricing all belong to the partner. Ravenrock does not lend and never pressures an owner to accept.
- [Business Funding Questions From Sarasota, FL Owners](https://ravenrockfundinggroup.com/faq/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, answers common questions here: what a broker does, which options it arranges, whether an LLC can borrow, using a business loan to pay yourself, and what Florida records partners check. Lending partners decide on every request and set any rate and terms.
- [Request Business Funding Options in Sarasota, FL](https://ravenrockfundinggroup.com/apply/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, opens each funding request with this short Main St form. It collects full name, email, phone and business name, three range picks and a consent checkbox. Ravenrock then calls to discuss the purpose. Lending partners make credit decisions and set rates and terms; submitting the form commits you to nothing.
- [About Ravenrock Funding Group, a Business Funding Broker in Sarasota, FL](https://ravenrockfundinggroup.com/about/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, is located at 1830 Main St, Sarasota, FL 34236. Ravenrock itself lends nothing. It reviews each owner's records, matches the request to lending partners that offer the right structure, and explains offers in plain terms. Approval, pricing and terms come from the partners alone.
- [Contact Ravenrock Funding Group in Sarasota, FL](https://ravenrockfundinggroup.com/contact/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, answers (941) 384-0737 and the short online form alike. Its street address is 1830 Main St, Sarasota, FL 34236. Ravenrock lends nothing; the partners it works with approve, decline and price.
- [Broker Disclosures for Ravenrock Funding Group, Sarasota, FL](https://ravenrockfundinggroup.com/disclosures/): Ravenrock Funding Group, a small-business funding broker in Sarasota, Florida, is a broker, not a lender. It does not make credit decisions, set rates or terms, or supply funds. Lending partners do. Submitting a request does not mean approval. A merchant cash advance is a purchase of future receivables and is not a loan.

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